Lazy Portfolios

What is the objective of these portfolios?
These portfolios are designed to provide long-term growth with minimal maintenance. They aim to simplify investing by using a fixed, strategic allocation of assets, allowing investors to implement a "set it and forget it" approach while maintaining broad diversification.

What qualifies as a Lazy Portfolios?
Lazy Portfolios qualify as such because they follow a passive investment strategy, often with static, predetermined asset allocations. Inspired by the idea that successful investing doesn't require constant adjustments, these portfolios are built around the principle of holding a few diversified funds or ETFs with fixed percentages. The term "lazy" refers to their simplicity and the minimal effort needed to maintain them.

Why is this family of portfolios rebalanced and tracked each month?
The Lazy Portfolios family was created for investors seeking a straightforward, low-maintenance approach to investing. By tracking these portfolios, investors can benefit from strategic, time-tested allocation models without needing to actively manage their investments. RecipeInvesting tracks these portfolios to offer a reliable way to achieve diversified exposure across asset classes, ideal for those who prefer a hands-off investment approach.

What portfolio recipes are included in the Lazy Portfolios family?
RecipeInvesting tracks the following Portfolio Recipes in the category of Lazy Portfolios:

• Lazy: Aronson Portfolio (s.aron): uses mutual funds and implements a strategic (also called static, passive, or fixed) allocation for each of the eleven ETFs in this portfolio recipe based on a high-equity approach which uses a 70% equity allocation.
• Lazy: Coffeehouse Portfolio (s.coff): uses mutual funds and implements a strategic (also called static, passive, or fixed) allocation for each of the seven ETFs in this portfolio recipe based on a balanced approach which uses a 60% equity allocation.
• Lazy: Margaritaville Portfolio (s.marg): uses mutual funds and implements a strategic (also called static, passive, or fixed) allocation for each of the three ETFs in this portfolio recipe based on a balanced approach which uses a 67% equity allocation.
• Lazy: No Brainer Portfolio (s.nobr): uses mutual funds and implements a strategic (also called static, passive, or fixed) allocation for each of the four ETFs in this portfolio recipe based on a high-equity approach which uses a 75% equity allocation.
• Lazy: Second Grader Portfolio (s.seco): uses mutual funds and implements a strategic (also called static, passive, or fixed) allocation for each of the three ETFs in this portfolio recipe based on a high-equity approach which uses a 90% equity allocation.
• Lazy: Smart Money Portfolio (s.smar): uses mutual funds and implements a strategic (also called static, passive, or fixed) allocation for each of the nine ETFs in this portfolio recipe based on a balanced approach which uses a 60% equity allocation.
• Lazy: Ultimate Buy & Hold Portfolio (s.buyh): uses mutual funds and implements a strategic (also called static, passive, or fixed) allocation for each of the eleven ETFs in this portfolio recipe based on a balanced approach which uses a 60% equity allocation.
• Lazy: Yale Unconventional Portfolio (s.yale): uses mutual funds and implements a strategic (also called static, passive, or fixed) allocation for each of the six ETFs in this portfolio recipe based on a high-equity approach which uses a 70% equity allocation.

What do Lazy Portfolios have in common?
All of the Portfolio Recipes in the Lazy Portfolios Family share the following characteristics:

• Strategic / fixed approach
• Rebalance frequency

How do Lazy Portfolios differ?
Despite their similarities, Portfolio Recipes in the Lazy Portfolios Family can differ based on these attributes:

• Number of funds used
• Percentage of their equity allocation

Comparison of Lazy Portfolios